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DiveAssure makes available to the recreational diving community insurance
protection during diving activities. As a member of the recreational diving
community, we have made arrangements with National Union Fire Insurance
Company of Pittsburgh, Pa., to provide insurance coverage to our association's
members, so that should you need any medical or rescue assistance, you'll be
covered, no matter where, no matter when.
Most medical and travel policies simply don't cover diving risks. A diving
accident can involve major medical and related expenses. The insurance &
assistance programs, made available to you through your membership in
DiveAssure association, are designed specifically for divers, and gives you
full coverage in case of a diving accident.
Why take the risk?
Now, with insurance protection through your membership in DiveAssure
association, you can have the comprehensive coverage you need to enjoy your
diving vacation. For as little as $75, DiveAssure gives you immediate
membership that includes coverage for a full year. And we offer worldwide,
immediate claim and travel assistance 24-hours a day, seven days a week.
Before you gear up, or when preparing for your diving vacation, spend the few
minutes it takes to become a DiveAssure member. Just ask about DiveAssure, and
we'll have you covered before you take the plunge.
It's simple.
Just complete the short
online application form and that's it, You're Covered!
It's secure. Our web
site is fully secured with the latest electronic commerce technologies. All
information is forwarded directly to us and is maintained with the utmost
confidentiality.
It's fast. It only
takes about three minutes from the time you ask to apply for membership until
your application is approved over the Internet, and you receive your
membership certificate.
Now you're DiveAssured!
About DiveAssureTM
- DiveAssure membership includes the most comprehensive diving
insurance & assistance programs available (except for "DiveAssure Membership
Without Insurance").
- DiveAssure can be joined in minutes.
- DiveAssure operates a 24-hours-a-day, seven-days-a-week hotline
support service with agents ready to assist anytime, anywhere.
- All DiveAssure services are available through our Web site.
- DiveAssure membership makes available the broadest insurance
coverage and travel assistance benefits available.
DiveAssure USA Insurance Programs
| Policy Cover
|
Gold USA |
Platinum USA |
Accident medical and rescue expenses following a diving accident,
including emergency evacuation, and policy limit
|
$250,000 |
$500,000 |
|
Death as a result of diving accident
|
$10,000 |
$25,000 |
|
Accidental dismemberment or paralysis as a result of diving accident
|
$10,000 |
$25,000 |
|
Loss of diving gear left on site of claimable accident requiring
hospital treatment
|
$2,500 |
$5,000 |
|
Repatriation of remains to home country
|
$5,000 |
$10,000 |
|
Flight/Accommodation – extra expenses following diving accident
|
$5,000 |
$10,000 |
| Depth limit |
None |
None |
| Deductible |
None |
None |
Travel assistance benefits (secondary cover to travel insurance)
Including: Hospital admission guarantee, Critical care monitoring, Emergency
evacuation, medically supervised repatriation, Medical consultation, and
more.
(*) Subject to a $100
deductible.
Please note, This document does not constitute a legal contract of insurance
for personal accident and medical expenses. If in doubt - for your own
protection - read the full wording of the policy (Gold
or
Platinum).
Use this handy chart to compare the various types of Diving Insurance offered
by DAN. Purchase
your Diving Insurance On-Line.
| DAN Insurance Programs |
Preferred
Plan |
Master
Plan |
Standard
Plan |
|
| Medical Dive Accident Coverage |
$250,000
Per Occurrence |
$125,000
Lifetime Max. |
$45,000
Lifetime Max. |
In-water skin- and scuba diving accidents |
| Decompression Illness Expense |
Yes |
Yes |
Yes |
|
| Other Dive Injury Medical Expense |
Yes |
Yes |
No |
|
| Snorkeling / Skin Diving |
Yes |
Yes |
Yes |
|
| Coinsurance for Dive Accident Medical Coverage |
100% |
100% |
100% |
|
| Accidental Death & Dismemberment / Diving |
$15,000 |
$15,000 |
N/A |
Resulting from a covered diving accident. |
| Permanent & Total Disability |
$15,000 |
$15,000 |
N/A |
Resulting from a covered diving accident. |
| Extra Transportation |
Up to
$2,000 |
Up to
$1,000 |
N/A |
Resulting from a covered diving accident. |
| Extra Accommodation |
Up to
$3,000 |
Up to
$1,500 |
N/A |
Resulting from a covered diving accident. |
| Lost Diving Equipment |
Up to
$2,500 |
Up to
$2,500 |
N/A |
Resulting from a covered diving accident. |
| Planned Maximum Depth Covered |
No Limit |
No Limit |
130ft/40m |
|
| Medical Non-Dive Accident Coverage |
$10,000
Lifetime Max. |
N/A |
N/A |
For eligible charges for treatment of non-diving accidents outside
home country.
$250 deductible |
| Diving Vacation Cancellation |
$10,000
Lifetime Max. |
N/A |
N/A |
Coverage for losses for dive trip canceled due to injury or illness
before departure.
$250 deductible |
| Diving Vacation Interruption |
$5,000
Lifetime Max. |
N/A |
N/A |
Coverage for losses incurred for dive trip interrupted due to injury
or illness after departure.
$250 deductible |
| Cost Per Year |
$70 |
$35 |
$25 |
|
- Call for availability outside the United States
- This comparison chart is a summary of benefits only and is subject to the
terms, conditions, and limitations of the group policy.
- DAN coverage is secondary coverage. After any other coverage you may have,
DAN pays up to 100 percent of reasonable and customary costs of all
remaining eligible expenses.
- DBA as DAN Insurance & Administrative Services in California. Where
available, coverage for members outside the United States is provided
through American International Group.
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